Money and Risk - Business financial management and personal finance resource for women, minority owned enterprises, professionals, and entrepreneurs

The Biggest Secret About Your Credit Score

Stop obsessing about your credit score. Don’t pay for those services to monitor them or...

New Healthcare Law To Cost Bloggers, Small Businesses $19 Billion

Unless you read the new Healthcare law carefully, you could miss all the regulations completely...

The Internet Will Soon Cost You More – Net Neutrality’s Demise

With net neutrality a disappearing Camelot, expect the Internet to become more and more like...

Interesting

How Do You Feel About Being Forced To Save for Retirement?

A law has been proposed that would automatically deduct 3% of your paycheck into a...

The Truth About Online Buying And Other Internet Trends

Do you agree that users don’t want to pay for Twitter, that newspapers are growing...

Favorite Articles

What 3 Investment Questions Must You Ask In This Economy

If you are like most other investors right now, you’re wrestling with what to do...

It’s The Moments You Live, Not The Things You Buy

The start of an athletic competition, the intensity of battle, the repetitive motion of a...

The Power of A Dream

So often we base our future on what we’ve accomplished in our past. We are...

Be the boss

Don’t Depend On Small Businesses To Fix Unemployment

Be careful of the rhetoric coming out of Washington about how small business will pull unemployment and the economy out of trouble. The belief of our politicians is that more liberal bank requirements will somehow result in loans trickling down to small business and thereby opening a floodgate of hiring. Our fundamental problem is bigger...

The Dark Side of Twitter – Spammers and Marketers Do You Trust Online Stores, Internet Vendors With Your Social Security Number? The Hidden Costs, Risks For Small Businesses from Health Care Law

MOST RECENT ARTICLES

How The Midterm Election May Create Business and Financial Opportunities IRS Will Penalize Employers About 401K Questionnaire Insuring a Man’s Hair for $1 Million – Troy Polamalu How to Save Money With 4 Simple Questions Don’t Depend On Small Businesses To Fix Unemployment

News Flash

How The Midterm Election May Create Business and Financial Opportunities Insuring a Man’s Hair for $1 Million – Troy Polamalu U.S. Treasury Using Finance Bloggers To Improve PR Court Grants Access To Private Facebook, Social Network Content How Health Care 1099 Rule Impacts Bloggers, Freelancers, Home Based Businesses

Living Well On Less

How to Save Money With 4 Simple Questions

Life is so complicated at times that adding finance and savings into the mix can be overwhelming. I strive to continually simplify my life so that I can do things that I enjoy. Even though I work in finance, budgeting is not something I enjoy doing or living with. To deal with that mind block,...

Save On Long Distance Calling – Google Voice Chat Review It’s The Moments You Live, Not The Things You Buy Living In Luxury While Staying Within Your Budget

Retire Early

Watch TV And Lose Your Money

When I do watch TV, it’s usually in the obscure hours of the night because I’m looking for a little break from reading prospectus or crunching numbers. Of course, I’m inundated with infomercials of every kind. The most frightening ones that I’ve seen so far has to do with investments. As an adviser, I’ve been...

Should You Refinance Your Mortgage or Business Debt The Biggest Secret About Your Credit Score How Do You Feel About Being Forced To Save for Retirement?

Career

How To Thrive When The World Seems Hopeless

Every day we get swamped with bad economic news. Today it was that housing sales dropped to the lowest level since the crash in the 90s. Some people have been unemployed for two years. Many retirees and boomers have lost much of their savings and retirement is out of reach. The stock market bounces up...

Will Unemployment Increase? How to Become a Key Opinion Leader in Your Field Are You Fire-Proof? How to Protect Yourself From a Job Layoff

Giving

How One Man Changed The World With $200 A Year

I don’t know his name, but one nameless, faceless man has influenced and inspired me for over 20 years. He was an adult immigrant from Mexico and worked as a janitor. He was neither wealthy nor educated by society’s standards, but he was a Nobel prize winner in my eyes. His example taught me that...

Ballgowns and Baby Bottles – Supporting Our Troops Ford $200 Million Investment in Cities Social Innovation Fund Award

Stories

I Quit My Job to be a Stay At Home Mom During a Recession

I recently quit my job as a technical support representative to be a full time stay at home mom. Some people tell me I’m strange. Some just shake their heads as they attempt to comprehend the logic behind my decision in a time when many fear layoffs and a totally demoralizing, un-glamorous and quite feared...

In Either Money Or Life; Are You Committed Or Just Interested The Power of A Dream Wei Sun Christianson, A Successful Woman In Male-Dominated China

Hot Dates

IRS Will Penalize Employers About 401K Questionnaire

As an employer offering a retirement plan such as a 401k plan, did you receive a questionnaire from the IRS (Internal Revenue Service) in May 2010? You can’t miss it. The questionnaire is 46 pages and covers three years of data, 2006-2008. 1,200 companies were chosen at random by the IRS’s Employee Plans Compliance Unit...

Small Businesses Will Be Required to Make Tax Payments Electronically IRS To Tax Payers: Don’t File Any 2010 Estate Tax Returns New Healthcare Law To Cost Bloggers, Small Businesses $19 Billion

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